What Do I Do If My Site Has a Flood or Bushfire Overlay?
- jhaycee7042
- Jul 5
- 2 min read
Updated: Jul 17
If your property has a flood overlay or bushfire overlay, it means the site is affected by environmental hazards identified in the NSW planning system.
You can still develop the land, but your development application will need extra documentation and design measures that reduce risk.
Working with a town planner NSW based is the best way to meet council requirements and avoid delays.
A flood overlay means your property is at risk of inundation during heavy rain or storm events. Before approving your DA, council will assess the proposed finished floor levels, site drainage and whether the building design allows for safe access and evacuation.
You will likely need a flood report or civil engineer’s assessment, and your plans must show how you intend to manage flood impact.

We recently helped a client in Maitland lodge a council submission for secondary dwelling NSW on a property partly affected by a flood overlay. We arranged a flood engineer’s input and prepared a compliant design with elevated floor levels.
Our planning consultant submitted the report along with a statement of environmental effects for NSW DA, and the application was approved without any further conditions.
If your site has a bushfire overlay, you will need a Bushfire Attack Level (BAL) assessment from a qualified consultant.
This identifies the risk level and what building materials and setbacks are required. For low to moderate ratings, standard construction techniques may be enough.
For high-risk areas, extra measures like ember guards, non-combustible cladding and asset protection zones may be mandatory.
Our town planning services for residential development NSW often include managing bushfire consultants and adjusting designs to comply with the NSW Rural Fire Service guidelines.
In a recent project in the Blue Mountains, we coordinated the BAL assessment and obtained DA approval for a new dwelling with a Clause 4.6 variation request NSW to adjust the required building envelope.
For heritage-listed or conservation sites that also have an environmental overlay, a heritage impact statement NSW town planning may also be required.
A town planner near me specialising in NSW DCP will review all constraints and advise on how to prepare a compliant and realistic application.
Even if your site has risk overlays, it is still possible to develop successfully. What matters is how well your DA addresses those risks and meets local policy objectives.
Whether you are applying for a planning permit NSW, lodging a commercial change of use, or preparing for a subdivision, a NSW town planning consultant for subdivision approval will make sure you have the right reports, design and strategy to get your application through.
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